Services
Trusted Brokerage Services for Small and Midsize Employers
I have more than 30 years’ experience in the pharmacy and health benefits insurance industry. I have unique experience beyond the average consultant that provides a much more robust and valuable benefits experience for you the employer. This unique experience can save your company tens or hundreds of thousands of dollars depending on your plan design and your desire to self fund your medical and pharmacy benefits. I specialize in life, disability, health insurance, self-funding, and fully insured plans. I have established O’Neil Benefits to offer employers the best insurance plans to manage their employees’ unique needs and concerns.
I offer a full suite of brokering services to small to midsize employers. These plans allow small and medium-sized businesses to provide competitive employee benefits that are otherwise reserved for large corporations.
This plan is designed considering all the financial aspects of a company. I assist employers with comprehensive solutions to develop and manage the most cost-effective insurance plan with the best benefits packages for their employees.
By opting for this plan, you can choose from HMO, PPO, and POS, whichever best accommodate your employee’s medical needs.
Dental Plan is an employee health plan that is designed for dental needs. It includes indemnity, DMO, and POS.
Life Insurance is a voluntary or employer-paid plan. The benefits include financial benefits for the spouse and children in the unfortunate incident of the insured person.
I highly recommend this insurance plan to my clients, knowing the importance of risk coverage due to failure to work in case of temporary or permanent disability. The Disability Insurance plan can be paid voluntarily by the employee or can be an employer-paid plan.
Employers need to design the right prescription drug plan for the financial well being of their company. By developing the perfect drug plan with RX accounting, companies can save over 25% of the cost of health care.
As designated by executive management, my service team can assist you with any claim questions from the beginning to the end. For example, if an employer chooses an employee as a high-value employee and needs assistance with any claim issues. The employee can sign a waiver. We will bird dog the claim and act as an intermediary between the health insurance company and the employee.
My team is available 24/7 to respond to our employer groups. We conduct regular in-person meetings to understand employers and their staff experience. Whenever possible, we prepare an overview and discussion of experience reports. As part of our services, we offer marketing and evaluation of all renewals as well as the marketing of competitive bids.